Discover this unique 2-bedroom, 2-full bath stone ranch, offering both comfort and versatility. This home also offers RENTAL INCOME OPPORTUNITY with a DUPLEX, WORK FOR EQUITY!!! including the garage. Step inside this home to find beautiful hardwood floors, a spacious living area, and a bright kitchen with newer appliances. The home's full HVAC and gas tankless water heater are only 1 year old. The fully fenced backyard provides privacy with full grown banana trees, while the 1-car garage and added 1-car carport offer ample covered parking. The property also features a circular drive and an extra-wide driveway for plenty of guest parking. A STANDOUT FEATURE is the garage's lower-level 2-bedroom, 1-bath apartment/mother-in-law suite, complete with its own entrance w/2 split hvac systems ready for finishing. Above the garage, you'll find a 1-bedroom, 1-bath efficiency apartment with separate electric, plumbing, & split system perfect for completing into a second rental with even more income potential. The garage/apartment building boasts a large wrap-around deck for outdoor entertaining, plus a patio on the lower level. Nestled on a peaceful dead-end street, this home combines quiet living with the flexibility for multi-generational living or rental income potential. Apartment & home are all separately metered